Strength
3 Reasons to Join MoDocs…
Financial Strength
Our business model places its focus on selectivity and safety as opposed to market share. With our objective simply to be the best, MoDocs has adopted stringent underwriting standards in the choice of doctors to whom we offer membership in order to maintain the ideal balance of a risk pool that has a high percentage of low risk doctors. This allows MoDocs to offer reasonable rates and insures the company’s financial viability. Years of medical experience give our professional-trained underwriting staff a tremendous advantage.
Expert Legal Defense
MoDocs is deeply committed to defending the reputations and practices of Missouri doctors. We provide the strongest defense possible utilizing only attorneys with many years of experience in medical malpractice defense. The strategy is to aggressively and vigorously defend our insureds. In defending claims, MoDocs involves our doctors in the decision-making process and never forces a doctor to give up his or her right to consent to a claim settlement offer.
Superior Policy Provisions
Missouri doctors deserve the very best in protection. MoDocs provides a superior policy designed to put our doctors first. For example, MoDocs gives you true consent-to-settle written in clear language. You should never be forced to give up your consent-to-settle and then have to settle a frivolous claim or be subjected to arbitration proceedings held by unknown or unqualified panel members. Arbitration, mediation and hammer clauses are onerous provisions lurking in many policies. These provisions are dangerous and all negate true consent-to-settle. Other critical areas to consider are incident-triggered coverage and coverage in any jurisdiction. MoDocs provides qualifying members free tail coverage with unlimited duration that also includes your corporation. Our professional staff will consult with you and your administrators regarding these and other important policy provisions. We recommend that you read your policy carefully.
